> ## Documentation Index
> Fetch the complete documentation index at: https://www.dropfans.io/developers/llms.txt
> Use this file to discover all available pages before exploring further.

# GET /api/external/payouts/summary — Payout balance, eligibility and status

> Everything a "Pay out" button needs in one call: balances, the minimum, the payout method and whether a payout request would be accepted right now.

- Source: https://www.dropfans.io/developers/reference/get-payout-summary
- Section: API reference
- OpenAPI: https://www.dropfans.io/developers/openapi.json

Everything a "Pay out" button needs in one call: balances, the minimum, the payout method and whether a payout request would be accepted right now.

It returns the balance per bucket and per side, the minimum, the default payout method (masked), the open request, whether a payout is being sent, the upcoming releases, and whether a payout request would be accepted right now.

All money is integer **cents**. The balance is everything the account owns — its creator side (own sales), agency side (income from managed creators and AI personas), referral commission and partner shares — the same totals as the creator's Payouts page.

`ineligibleReasons` lists **every** gate that fails, in the order [POST /payouts/requests](https://www.dropfans.io/developers/reference/create-payout-request.md) checks them, with the same codes it answers with: `kyc_required`, `payouts_disabled`, `consumer_account`, `no_method`, `masspay_not_activated`, `below_minimum`, `request_open`, `in_flight`.

## Authentication

`Authorization: Bearer dpfn_...` — an API key generated in the dashboard (Vault → API Connect). By default the key acts for the one account it belongs to. Missing or invalid keys return 401 `{"error":"Unauthorized","code":"unauthorized"}`.

Optional `X-Dropfans-Account: <account id>` — with a verified agency's own key, act for a creator or AI persona the agency manages (ids from GET /api/external/agency/creators); the agency needs `canViewStats` on that account. The response echoes the account acted on in the same header.

## Responses

### 200

The summary. Money in cents.

| Field | Type | Required | Description |
|---|---|---|---|
| `accountId` | string | yes | The account this describes. |
| `currency` | `USD` | yes | Always "USD". |
| `pendingCents` | integer | yes | Integer **cents**. Money the account owns (all sides) still inside the chargeback hold window; not payable yet. |
| `availableCents` | integer | yes | Integer cents. Money the account owns (all sides) that cleared the hold and is not in a payout yet. Can be negative (a refund of money already paid out is netted against future earnings). |
| `processingCents` | integer | yes | Integer cents. Money the account owns (all sides) inside a payout that is being sent. |
| `paidOutCents` | integer | yes | Integer cents. Lifetime money the account owns (all sides) already paid out. |
| `sides` | object | yes | The same four buckets per side, integer cents. |
| `sides.creator` | PayoutBuckets | yes | Own sales. |
| `sides.agency` | PayoutBuckets | yes | Income from managed creators / AI personas. |
| `sides.affiliate` | PayoutBuckets | yes | Referral commission. |
| `sides.share` | PayoutBuckets | yes | Partner shares of other accounts’ sales. |
| `requestableCents` | integer | yes | Integer cents a payout request would ask for right now: the available balance of every side that has money and no open request. |
| `minimumPayoutCents` | integer | yes | Integer cents. The available balance must reach this before a payout can be requested. 0 = no minimum. |
| `payoutsEnabled` | boolean | yes | False when Dropfans has paused payouts for the account. |
| `kycVerified` | boolean | yes | True once the account passed the ID check. |
| `defaultMethod` | PayoutMethodSummary \\| null |  | Where payouts go, masked. Null when no method is set up (the creator adds one in the dashboard). |
| `openRequest` | Payout \\| null |  | The newest open payout request (requested, approved or processing), or null. |
| `inFlight` | boolean | yes | True while a payout is pending or processing. |
| `upcoming` | object[] | yes | Creator-side earnings and partner shares still on hold, by the UTC day they become available. Soonest first. |
| `eligible` | boolean | yes | True when POST /api/external/payouts/requests would be accepted now. |
| `ineligibleReasons` | string[] | yes | Every reason it would be refused, in the order the request checks them. Empty when eligible. |

```json
{
  "accountId": "clx2f8a1b0001qw3k",
  "currency": "USD",
  "pendingCents": 12050,
  "availableCents": 34210,
  "processingCents": 0,
  "paidOutCents": 187500,
  "sides": {
    "creator": {
      "pendingCents": 12050,
      "availableCents": 34210,
      "processingCents": 0,
      "paidOutCents": 175500
    },
    "agency": {
      "pendingCents": 0,
      "availableCents": 0,
      "processingCents": 0,
      "paidOutCents": 12000
    },
    "affiliate": {
      "pendingCents": 0,
      "availableCents": 0,
      "processingCents": 0,
      "paidOutCents": 0
    },
    "share": {
      "pendingCents": 0,
      "availableCents": 0,
      "processingCents": 0,
      "paidOutCents": 0
    }
  },
  "requestableCents": 34210,
  "minimumPayoutCents": 2000,
  "payoutsEnabled": true,
  "kycVerified": true,
  "defaultMethod": {
    "id": "clxpm0001method",
    "type": "MASSPAY",
    "isDefault": true,
    "nickname": null,
    "label": "Payout wallet · SWE",
    "holderType": "INDIVIDUAL",
    "createdAt": "2026-09-02T10:00:00.000Z",
    "paxum": null,
    "masspay": {
      "country": "SWE",
      "currency": null,
      "payerName": null,
      "activated": true
    },
    "bank": null
  },
  "openRequest": null,
  "inFlight": false,
  "upcoming": [
    {
      "availableOn": "2026-11-04",
      "amountCents": 4500
    }
  ],
  "eligible": true,
  "ineligibleReasons": []
}
```

## Errors

| Status | Body | When |
|---|---|---|
| 401 | `{"error":"Unauthorized","code":"unauthorized"}` | Missing or invalid API key. |
| 400 | `{"error":"X-Dropfans-Account must be an account id (from GET /api/external/agency/creators), not a username.","code":"invalid_account_header"}` | `X-Dropfans-Account` is not an account id. |
| 403 | `{"error":"This key cannot act for that account.","code":"account_not_managed"}` | `X-Dropfans-Account` names an account this key cannot act for: not an agency’s own key, no ACCEPTED management, or the agency or account is suspended, banned or deleted (an unknown id gets the same answer). |
| 403 | `{"error":"The agency does not have permission for this on that account.","code":"permission_denied","permission":"canViewStats"}` | With `X-Dropfans-Account`: the agency lacks `canViewStats` on that account. |

## Notes

`requestableCents` is what a request would ask for: the available balance of every side that has money and no open request. The minimum is checked against the combined `availableCents`. A negative `availableCents` (a refund of money already paid out) is netted against future earnings.

## Rate limiting

Per-key fixed windows by tier (Personal 60/min · 5,000/day; approved apps 300/min · 50,000/day; Dropfans-operated integrations exempt). Read the live values from X-RateLimit-Tier, X-RateLimit-Limit, X-RateLimit-Remaining, X-RateLimit-Reset and their -Day variants; a 429 carries Retry-After and `{"error":"Rate limit exceeded","code":"rate_limited"}`. See [Rate limits](https://www.dropfans.io/developers/concepts/rate-limits.md).

## Code samples

### curl

```bash
curl "https://www.dropfans.io/api/external/payouts/summary" \
  -H "Authorization: Bearer $DROPFANS_API_KEY"
```

### Node

```javascript
const res = await fetch(`https://www.dropfans.io/api/external/payouts/summary`, {
  headers: {
    Authorization: `Bearer ${process.env.DROPFANS_API_KEY}`,
  },
});
console.log(await res.json());
```

### Python

```python
import os
import requests

res = requests.get(
    "https://www.dropfans.io/api/external/payouts/summary",
    headers={"Authorization": f"Bearer {os.environ['DROPFANS_API_KEY']}"},
)
print(res.json())
```

## OpenAPI

```json
{
  "method": "GET",
  "path": "/api/external/payouts/summary",
  "operationId": "getPayoutSummary",
  "tags": [
    "payouts"
  ],
  "summary": "Payout balance, eligibility and status",
  "description": "Everything a \"Pay out\" button needs in one call: balances, the minimum, the payout method and whether a payout request would be accepted right now.\n\nIt returns the balance per bucket and per side, the minimum, the default payout method (masked), the open request, whether a payout is being sent, the upcoming releases, and whether a payout request would be accepted right now.\n\nAll money is integer **cents**. The balance is everything the account owns — its creator side (own sales), agency side (income from managed creators and AI personas), referral commission and partner shares — the same totals as the creator's Payouts page.\n\n`ineligibleReasons` lists **every** gate that fails, in the order [POST /payouts/requests](https://www.dropfans.io/developers/reference/create-payout-request.md) checks them, with the same codes it answers with: `kyc_required`, `payouts_disabled`, `consumer_account`, `no_method`, `masspay_not_activated`, `below_minimum`, `request_open`, `in_flight`.",
  "parameters": [
    {
      "name": "X-Dropfans-Account",
      "in": "header",
      "required": false,
      "description": "Agencies only. With a verified agency’s own key, the id of a creator or AI persona the agency manages (from GET /api/external/agency/creators): the request then acts as that account, exactly as if it were sent with that account’s own key. Account ids only — usernames are refused (400 invalid_account_header). Checked on every request: the management must be ACCEPTED, nobody may be suspended, banned or deleted (else 403 account_not_managed), and the agency needs the endpoint’s permission on that account (else 403 permission_denied). Omit it to act as the key’s own account.",
      "schema": {
        "type": "string",
        "pattern": "^c[a-z0-9]{20,32}$"
      },
      "example": "cmh4v2q8k0003xy9z7w6v5u4t"
    }
  ],
  "responses": {
    "200": {
      "description": "The summary. Money in cents.",
      "headers": {
        "X-RateLimit-Tier": {
          "description": "Rate-limit tier of the key: personal, app or first_party (first_party is unlimited).",
          "schema": {
            "type": "string",
            "enum": [
              "personal",
              "app",
              "first_party"
            ]
          }
        },
        "X-RateLimit-Limit": {
          "description": "Requests allowed per minute for this key (absent on first_party).",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Remaining": {
          "description": "Requests left in the current minute window.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Reset": {
          "description": "Epoch seconds when the minute window resets.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Limit-Day": {
          "description": "Requests allowed per UTC day for this key (absent on first_party).",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Remaining-Day": {
          "description": "Requests left in the current UTC day window.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Reset-Day": {
          "description": "Epoch seconds when the day window resets.",
          "schema": {
            "type": "integer"
          }
        },
        "X-Dropfans-Account": {
          "description": "The id of the account this request acted on — the key’s own account, or the managed account named in the X-Dropfans-Account request header. Assert it when acting for several accounts.",
          "schema": {
            "type": "string"
          }
        }
      },
      "content": {
        "application/json": {
          "schema": {
            "type": "object",
            "properties": {
              "accountId": {
                "type": "string",
                "description": "The account this describes.",
                "example": "clx2f8a1b0001qw3k"
              },
              "currency": {
                "type": "string",
                "description": "Always \"USD\".",
                "enum": [
                  "USD"
                ]
              },
              "pendingCents": {
                "type": "integer",
                "description": "Integer **cents**. Money the account owns (all sides) still inside the chargeback hold window; not payable yet.",
                "example": 12050
              },
              "availableCents": {
                "type": "integer",
                "description": "Integer cents. Money the account owns (all sides) that cleared the hold and is not in a payout yet. Can be negative (a refund of money already paid out is netted against future earnings).",
                "example": 34210
              },
              "processingCents": {
                "type": "integer",
                "description": "Integer cents. Money the account owns (all sides) inside a payout that is being sent.",
                "example": 0
              },
              "paidOutCents": {
                "type": "integer",
                "description": "Integer cents. Lifetime money the account owns (all sides) already paid out.",
                "example": 187500
              },
              "sides": {
                "type": "object",
                "properties": {
                  "creator": {
                    "type": "object",
                    "properties": {
                      "pendingCents": {
                        "type": "integer",
                        "description": "Integer **cents**. Money still inside the chargeback hold window; not payable yet.",
                        "example": 12050
                      },
                      "availableCents": {
                        "type": "integer",
                        "description": "Integer cents. Money that cleared the hold and is not in a payout yet. Can be negative (a refund of money already paid out is netted against future earnings).",
                        "example": 34210
                      },
                      "processingCents": {
                        "type": "integer",
                        "description": "Integer cents. Money inside a payout that is being sent.",
                        "example": 0
                      },
                      "paidOutCents": {
                        "type": "integer",
                        "description": "Integer cents. Lifetime money already paid out.",
                        "example": 187500
                      }
                    },
                    "required": [
                      "pendingCents",
                      "availableCents",
                      "processingCents",
                      "paidOutCents"
                    ]
                  },
                  "agency": {
                    "type": "object",
                    "properties": {
                      "pendingCents": {
                        "type": "integer",
                        "description": "Integer **cents**. Money still inside the chargeback hold window; not payable yet.",
                        "example": 12050
                      },
                      "availableCents": {
                        "type": "integer",
                        "description": "Integer cents. Money that cleared the hold and is not in a payout yet. Can be negative (a refund of money already paid out is netted against future earnings).",
                        "example": 34210
                      },
                      "processingCents": {
                        "type": "integer",
                        "description": "Integer cents. Money inside a payout that is being sent.",
                        "example": 0
                      },
                      "paidOutCents": {
                        "type": "integer",
                        "description": "Integer cents. Lifetime money already paid out.",
                        "example": 187500
                      }
                    },
                    "required": [
                      "pendingCents",
                      "availableCents",
                      "processingCents",
                      "paidOutCents"
                    ]
                  },
                  "affiliate": {
                    "type": "object",
                    "properties": {
                      "pendingCents": {
                        "type": "integer",
                        "description": "Integer **cents**. Money still inside the chargeback hold window; not payable yet.",
                        "example": 12050
                      },
                      "availableCents": {
                        "type": "integer",
                        "description": "Integer cents. Money that cleared the hold and is not in a payout yet. Can be negative (a refund of money already paid out is netted against future earnings).",
                        "example": 34210
                      },
                      "processingCents": {
                        "type": "integer",
                        "description": "Integer cents. Money inside a payout that is being sent.",
                        "example": 0
                      },
                      "paidOutCents": {
                        "type": "integer",
                        "description": "Integer cents. Lifetime money already paid out.",
                        "example": 187500
                      }
                    },
                    "required": [
                      "pendingCents",
                      "availableCents",
                      "processingCents",
                      "paidOutCents"
                    ]
                  },
                  "share": {
                    "type": "object",
                    "properties": {
                      "pendingCents": {
                        "type": "integer",
                        "description": "Integer **cents**. Money still inside the chargeback hold window; not payable yet.",
                        "example": 12050
                      },
                      "availableCents": {
                        "type": "integer",
                        "description": "Integer cents. Money that cleared the hold and is not in a payout yet. Can be negative (a refund of money already paid out is netted against future earnings).",
                        "example": 34210
                      },
                      "processingCents": {
                        "type": "integer",
                        "description": "Integer cents. Money inside a payout that is being sent.",
                        "example": 0
                      },
                      "paidOutCents": {
                        "type": "integer",
                        "description": "Integer cents. Lifetime money already paid out.",
                        "example": 187500
                      }
                    },
                    "required": [
                      "pendingCents",
                      "availableCents",
                      "processingCents",
                      "paidOutCents"
                    ]
                  }
                },
                "required": [
                  "creator",
                  "agency",
                  "affiliate",
                  "share"
                ],
                "description": "The same four buckets per side, integer cents."
              },
              "requestableCents": {
                "type": "integer",
                "description": "Integer cents a payout request would ask for right now: the available balance of every side that has money and no open request.",
                "example": 34210
              },
              "minimumPayoutCents": {
                "type": "integer",
                "description": "Integer cents. The available balance must reach this before a payout can be requested. 0 = no minimum.",
                "example": 2000
              },
              "payoutsEnabled": {
                "type": "boolean",
                "description": "False when Dropfans has paused payouts for the account."
              },
              "kycVerified": {
                "type": "boolean",
                "description": "True once the account passed the ID check."
              },
              "defaultMethod": {
                "anyOf": [
                  {
                    "type": "object",
                    "properties": {
                      "id": {
                        "type": "string",
                        "description": "Payout method id.",
                        "example": "clxpm0001method"
                      },
                      "type": {
                        "type": "string",
                        "description": "Provider method type.",
                        "enum": [
                          "PAXUM_P2P",
                          "MASSPAY",
                          "BANK_SWIFT"
                        ]
                      },
                      "isDefault": {
                        "type": "boolean",
                        "description": "True for the method payouts go to."
                      },
                      "nickname": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "The creator’s own label for it."
                      },
                      "label": {
                        "type": "string",
                        "description": "Display label, masked (see Payout.method.label).",
                        "example": "Paxum · j***@example.com"
                      },
                      "holderType": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "Whether it was set up for the person or the company.",
                        "enum": [
                          "INDIVIDUAL",
                          "BUSINESS"
                        ]
                      },
                      "createdAt": {
                        "type": "string",
                        "description": "When the method was added.",
                        "format": "date-time"
                      },
                      "paxum": {
                        "type": [
                          "object",
                          "null"
                        ],
                        "properties": {
                          "email": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Masked Paxum e-mail, e.g. \"j***@example.com\".",
                            "example": "j***@example.com"
                          },
                          "lookupStatus": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Whether the e-mail is a live Paxum account: active, inactive, not_found, unconfigured.",
                            "example": "active"
                          },
                          "verificationStatus": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Paxum identity match against the ID check: PENDING, COMPLETED, MISMATCH, UNAVAILABLE."
                          }
                        },
                        "description": "PAXUM_P2P only."
                      },
                      "masspay": {
                        "type": [
                          "object",
                          "null"
                        ],
                        "properties": {
                          "country": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "ISO 3166-1 alpha-3 country.",
                            "example": "SWE"
                          },
                          "currency": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Payout currency (ISO 4217), when chosen."
                          },
                          "payerName": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Payout option name, when chosen."
                          },
                          "activated": {
                            "type": "boolean",
                            "description": "True once the payee finished the wallet activation. Payout requests to a wallet need it."
                          }
                        },
                        "required": [
                          "activated"
                        ],
                        "description": "MASSPAY (payout wallet) only."
                      },
                      "bank": {
                        "type": [
                          "object",
                          "null"
                        ],
                        "properties": {
                          "last4": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Last 4 characters of the account number. The full IBAN / SWIFT is never returned.",
                            "example": "1234"
                          },
                          "country": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Bank country (ISO alpha-2)."
                          },
                          "bankName": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Bank name."
                          }
                        },
                        "description": "BANK_SWIFT only."
                      }
                    },
                    "required": [
                      "id",
                      "type",
                      "isDefault",
                      "label",
                      "createdAt"
                    ]
                  },
                  {
                    "type": "null"
                  }
                ],
                "description": "Where payouts go, masked. Null when no method is set up (the creator adds one in the dashboard)."
              },
              "openRequest": {
                "anyOf": [
                  {
                    "type": "object",
                    "properties": {
                      "id": {
                        "type": "string",
                        "description": "Id of the row. Unique across the three kinds — use it with GET /api/external/payouts/{id}.",
                        "example": "clxpo0001payout"
                      },
                      "kind": {
                        "type": "string",
                        "description": "`payout`: sent by Dropfans (Paxum, MassPay wallet load, or settled by an admin). `manual`: paid outside the platform and recorded by an admin. `request`: a payout request the account made that has not been fulfilled into a payout yet.",
                        "enum": [
                          "payout",
                          "manual",
                          "request"
                        ]
                      },
                      "status": {
                        "type": "string",
                        "description": "Requests: `requested` → `approved` → (`processing` for Paxum, from the moment they are made) → `paid`, or `rejected` / `cancelled`. Payouts: `pending` (in a batch, not sent yet) → `processing` (sent) → `paid` or `failed`; `cancelled` when an attempt was dropped. Manual payouts are always `paid`.",
                        "enum": [
                          "requested",
                          "approved",
                          "pending",
                          "processing",
                          "paid",
                          "failed",
                          "cancelled",
                          "rejected"
                        ]
                      },
                      "amountCents": {
                        "type": "integer",
                        "description": "Integer **cents**. What is paid out (negative only on a reversal row).",
                        "example": 34210
                      },
                      "currency": {
                        "type": "string",
                        "description": "Always \"USD\".",
                        "enum": [
                          "USD"
                        ]
                      },
                      "side": {
                        "type": "string",
                        "description": "Which balance it draws from: `creator` (own sales), `agency` (income from managed creators / AI personas), `affiliate` (referral commission), `share` (partner shares of other accounts’ sales), or `combined` (several sides in one transfer — see `sides`).",
                        "example": "creator"
                      },
                      "sides": {
                        "type": "object",
                        "properties": {
                          "creatorCents": {
                            "type": "integer",
                            "description": "Creator side, cents.",
                            "example": 34210
                          },
                          "agencyCents": {
                            "type": "integer",
                            "description": "Agency side, cents.",
                            "example": 0
                          },
                          "affiliateCents": {
                            "type": "integer",
                            "description": "Referral commission, cents.",
                            "example": 0
                          },
                          "shareCents": {
                            "type": "integer",
                            "description": "Partner shares, cents.",
                            "example": 0
                          }
                        },
                        "required": [
                          "creatorCents",
                          "agencyCents",
                          "affiliateCents",
                          "shareCents"
                        ],
                        "description": "The amount split by side, integer cents. Adds up to `amountCents`."
                      },
                      "method": {
                        "type": [
                          "object",
                          "null"
                        ],
                        "properties": {
                          "type": {
                            "type": "string",
                            "description": "Provider method type.",
                            "enum": [
                              "PAXUM_P2P",
                              "MASSPAY",
                              "BANK_SWIFT"
                            ]
                          },
                          "label": {
                            "type": "string",
                            "description": "Display label — the creator’s nickname, or e.g. \"Paxum · j***@example.com\", \"Payout wallet · SWE\", \"Bank transfer · ••••1234\". Never a full e-mail, IBAN or token.",
                            "example": "Paxum · j***@example.com"
                          }
                        },
                        "required": [
                          "type",
                          "label"
                        ],
                        "description": "The destination frozen when the payout or request was made, masked. Null for manual payouts."
                      },
                      "note": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "Requests: the note sent with the request. Manual payouts: the note the admin recorded for the payee. Otherwise null."
                      },
                      "failureMessage": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "Why a `failed` payout failed, as reported by the provider. Null unless `status` is `failed`."
                      },
                      "invoiceNumber": {
                        "type": [
                          "integer",
                          "null"
                        ],
                        "description": "Payout invoice number once the invoice exists. The invoice itself is in the dashboard.",
                        "example": 1042
                      },
                      "requestId": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "kind `payout` / `manual`: the request this payout fulfilled, if any."
                      },
                      "payoutId": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "kind `request`: the payout or manual payout that fulfilled it, if any."
                      },
                      "createdAt": {
                        "type": "string",
                        "description": "When the payout was created or the request made. The list is ordered by this.",
                        "format": "date-time"
                      },
                      "initiatedAt": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "When the payout was sent to the provider.",
                        "format": "date-time"
                      },
                      "paidAt": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "When it was paid. Null unless `status` is `paid` (requests carry it on the fulfilling payout instead).",
                        "format": "date-time"
                      },
                      "failedAt": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "When it failed. Null unless `status` is `failed`.",
                        "format": "date-time"
                      },
                      "reversedAt": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "Set on a paid wallet load that was sent back (spendback): the money is available again. Its negative twin has `reversalOfId`. Both are hidden from GET /payouts unless includeReversed=true.",
                        "format": "date-time"
                      },
                      "reversalOfId": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "Set on the negative row that reverses the payout with this id."
                      }
                    },
                    "required": [
                      "id",
                      "kind",
                      "status",
                      "amountCents",
                      "currency",
                      "side",
                      "sides",
                      "createdAt"
                    ]
                  },
                  {
                    "type": "null"
                  }
                ],
                "description": "The newest open payout request (requested, approved or processing), or null."
              },
              "inFlight": {
                "type": "boolean",
                "description": "True while a payout is pending or processing."
              },
              "upcoming": {
                "type": "array",
                "items": {
                  "type": "object",
                  "properties": {
                    "availableOn": {
                      "type": "string",
                      "description": "YYYY-MM-DD (UTC).",
                      "format": "date",
                      "example": "2026-11-04"
                    },
                    "amountCents": {
                      "type": "integer",
                      "description": "Integer cents released that day.",
                      "example": 4500
                    }
                  },
                  "required": [
                    "availableOn",
                    "amountCents"
                  ],
                  "description": "One day."
                },
                "description": "Creator-side earnings and partner shares still on hold, by the UTC day they become available. Soonest first."
              },
              "eligible": {
                "type": "boolean",
                "description": "True when POST /api/external/payouts/requests would be accepted now."
              },
              "ineligibleReasons": {
                "type": "array",
                "items": {
                  "type": "string",
                  "description": "A reason code — the same `code` POST /payouts/requests answers with.",
                  "enum": [
                    "kyc_required",
                    "payouts_disabled",
                    "consumer_account",
                    "no_method",
                    "masspay_not_activated",
                    "below_minimum",
                    "request_open",
                    "in_flight"
                  ]
                },
                "description": "Every reason it would be refused, in the order the request checks them. Empty when eligible."
              }
            },
            "required": [
              "accountId",
              "currency",
              "pendingCents",
              "availableCents",
              "processingCents",
              "paidOutCents",
              "sides",
              "requestableCents",
              "minimumPayoutCents",
              "payoutsEnabled",
              "kycVerified",
              "inFlight",
              "upcoming",
              "eligible",
              "ineligibleReasons"
            ]
          },
          "example": {
            "accountId": "clx2f8a1b0001qw3k",
            "currency": "USD",
            "pendingCents": 12050,
            "availableCents": 34210,
            "processingCents": 0,
            "paidOutCents": 187500,
            "sides": {
              "creator": {
                "pendingCents": 12050,
                "availableCents": 34210,
                "processingCents": 0,
                "paidOutCents": 175500
              },
              "agency": {
                "pendingCents": 0,
                "availableCents": 0,
                "processingCents": 0,
                "paidOutCents": 12000
              },
              "affiliate": {
                "pendingCents": 0,
                "availableCents": 0,
                "processingCents": 0,
                "paidOutCents": 0
              },
              "share": {
                "pendingCents": 0,
                "availableCents": 0,
                "processingCents": 0,
                "paidOutCents": 0
              }
            },
            "requestableCents": 34210,
            "minimumPayoutCents": 2000,
            "payoutsEnabled": true,
            "kycVerified": true,
            "defaultMethod": {
              "id": "clxpm0001method",
              "type": "MASSPAY",
              "isDefault": true,
              "nickname": null,
              "label": "Payout wallet · SWE",
              "holderType": "INDIVIDUAL",
              "createdAt": "2026-09-02T10:00:00.000Z",
              "paxum": null,
              "masspay": {
                "country": "SWE",
                "currency": null,
                "payerName": null,
                "activated": true
              },
              "bank": null
            },
            "openRequest": null,
            "inFlight": false,
            "upcoming": [
              {
                "availableOn": "2026-11-04",
                "amountCents": 4500
              }
            ],
            "eligible": true,
            "ineligibleReasons": []
          }
        }
      }
    },
    "400": {
      "description": "`X-Dropfans-Account` is not an account id.",
      "headers": {
        "X-RateLimit-Tier": {
          "description": "Rate-limit tier of the key: personal, app or first_party (first_party is unlimited).",
          "schema": {
            "type": "string",
            "enum": [
              "personal",
              "app",
              "first_party"
            ]
          }
        },
        "X-RateLimit-Limit": {
          "description": "Requests allowed per minute for this key (absent on first_party).",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Remaining": {
          "description": "Requests left in the current minute window.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Reset": {
          "description": "Epoch seconds when the minute window resets.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Limit-Day": {
          "description": "Requests allowed per UTC day for this key (absent on first_party).",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Remaining-Day": {
          "description": "Requests left in the current UTC day window.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Reset-Day": {
          "description": "Epoch seconds when the day window resets.",
          "schema": {
            "type": "integer"
          }
        }
      },
      "content": {
        "application/json": {
          "schema": {
            "type": "object",
            "properties": {
              "error": {
                "type": "string",
                "description": "Human-readable message.",
                "example": "Rate limit exceeded"
              },
              "code": {
                "type": "string",
                "description": "Machine-readable code: unauthorized, app_suspended, first_party_only, rate_limited, username_required, invalid_account_header, account_not_managed, permission_denied, account_header_not_allowed, agency_key_required — plus endpoint-specific codes listed on each reference page.",
                "example": "rate_limited"
              }
            },
            "required": [
              "error",
              "code"
            ]
          },
          "example": {
            "error": "X-Dropfans-Account must be an account id (from GET /api/external/agency/creators), not a username.",
            "code": "invalid_account_header"
          }
        }
      }
    },
    "401": {
      "description": "Missing or invalid API key.",
      "headers": {
        "X-RateLimit-Tier": {
          "description": "Rate-limit tier of the key: personal, app or first_party (first_party is unlimited).",
          "schema": {
            "type": "string",
            "enum": [
              "personal",
              "app",
              "first_party"
            ]
          }
        },
        "X-RateLimit-Limit": {
          "description": "Requests allowed per minute for this key (absent on first_party).",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Remaining": {
          "description": "Requests left in the current minute window.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Reset": {
          "description": "Epoch seconds when the minute window resets.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Limit-Day": {
          "description": "Requests allowed per UTC day for this key (absent on first_party).",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Remaining-Day": {
          "description": "Requests left in the current UTC day window.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Reset-Day": {
          "description": "Epoch seconds when the day window resets.",
          "schema": {
            "type": "integer"
          }
        }
      },
      "content": {
        "application/json": {
          "schema": {
            "type": "object",
            "properties": {
              "error": {
                "type": "string",
                "description": "Human-readable message.",
                "example": "Rate limit exceeded"
              },
              "code": {
                "type": "string",
                "description": "Machine-readable code: unauthorized, app_suspended, first_party_only, rate_limited, username_required, invalid_account_header, account_not_managed, permission_denied, account_header_not_allowed, agency_key_required — plus endpoint-specific codes listed on each reference page.",
                "example": "rate_limited"
              }
            },
            "required": [
              "error",
              "code"
            ]
          },
          "example": {
            "error": "Unauthorized",
            "code": "unauthorized"
          }
        }
      }
    },
    "403": {
      "description": "`X-Dropfans-Account` names an account this key cannot act for: not an agency’s own key, no ACCEPTED management, or the agency or account is suspended, banned or deleted (an unknown id gets the same answer). Also: With `X-Dropfans-Account`: the agency lacks `canViewStats` on that account.",
      "headers": {
        "X-RateLimit-Tier": {
          "description": "Rate-limit tier of the key: personal, app or first_party (first_party is unlimited).",
          "schema": {
            "type": "string",
            "enum": [
              "personal",
              "app",
              "first_party"
            ]
          }
        },
        "X-RateLimit-Limit": {
          "description": "Requests allowed per minute for this key (absent on first_party).",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Remaining": {
          "description": "Requests left in the current minute window.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Reset": {
          "description": "Epoch seconds when the minute window resets.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Limit-Day": {
          "description": "Requests allowed per UTC day for this key (absent on first_party).",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Remaining-Day": {
          "description": "Requests left in the current UTC day window.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Reset-Day": {
          "description": "Epoch seconds when the day window resets.",
          "schema": {
            "type": "integer"
          }
        }
      },
      "content": {
        "application/json": {
          "schema": {
            "type": "object",
            "properties": {
              "error": {
                "type": "string",
                "description": "Human-readable message.",
                "example": "Rate limit exceeded"
              },
              "code": {
                "type": "string",
                "description": "Machine-readable code: unauthorized, app_suspended, first_party_only, rate_limited, username_required, invalid_account_header, account_not_managed, permission_denied, account_header_not_allowed, agency_key_required — plus endpoint-specific codes listed on each reference page.",
                "example": "rate_limited"
              }
            },
            "required": [
              "error",
              "code"
            ]
          },
          "example": {
            "error": "This key cannot act for that account.",
            "code": "account_not_managed"
          }
        }
      }
    },
    "429": {
      "description": "Rate limit exceeded for the current minute or day window. Wait Retry-After seconds and retry.",
      "headers": {
        "X-RateLimit-Tier": {
          "description": "Rate-limit tier of the key: personal, app or first_party (first_party is unlimited).",
          "schema": {
            "type": "string",
            "enum": [
              "personal",
              "app",
              "first_party"
            ]
          }
        },
        "X-RateLimit-Limit": {
          "description": "Requests allowed per minute for this key (absent on first_party).",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Remaining": {
          "description": "Requests left in the current minute window.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Reset": {
          "description": "Epoch seconds when the minute window resets.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Limit-Day": {
          "description": "Requests allowed per UTC day for this key (absent on first_party).",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Remaining-Day": {
          "description": "Requests left in the current UTC day window.",
          "schema": {
            "type": "integer"
          }
        },
        "X-RateLimit-Reset-Day": {
          "description": "Epoch seconds when the day window resets.",
          "schema": {
            "type": "integer"
          }
        },
        "Retry-After": {
          "description": "Seconds to wait before retrying (sent with 429s).",
          "schema": {
            "type": "integer"
          }
        }
      },
      "content": {
        "application/json": {
          "schema": {
            "type": "object",
            "properties": {
              "error": {
                "type": "string",
                "description": "Human-readable message.",
                "example": "Rate limit exceeded"
              },
              "code": {
                "type": "string",
                "description": "Machine-readable code: unauthorized, app_suspended, first_party_only, rate_limited, username_required, invalid_account_header, account_not_managed, permission_denied, account_header_not_allowed, agency_key_required — plus endpoint-specific codes listed on each reference page.",
                "example": "rate_limited"
              }
            },
            "required": [
              "error",
              "code"
            ]
          },
          "example": {
            "error": "Rate limit exceeded",
            "code": "rate_limited"
          }
        }
      }
    }
  },
  "x-codeSamples": [
    {
      "lang": "cURL",
      "label": "curl",
      "source": "curl \"https://www.dropfans.io/api/external/payouts/summary\" \\\n  -H \"Authorization: Bearer $DROPFANS_API_KEY\""
    },
    {
      "lang": "JavaScript",
      "label": "Node",
      "source": "const res = await fetch(`https://www.dropfans.io/api/external/payouts/summary`, {\n  headers: {\n    Authorization: `Bearer ${process.env.DROPFANS_API_KEY}`,\n  },\n});\nconsole.log(await res.json());"
    },
    {
      "lang": "Python",
      "source": "import os\nimport requests\n\nres = requests.get(\n    \"https://www.dropfans.io/api/external/payouts/summary\",\n    headers={\"Authorization\": f\"Bearer {os.environ['DROPFANS_API_KEY']}\"},\n)\nprint(res.json())"
    }
  ],
  "x-dropfans-docs": "https://www.dropfans.io/developers/reference/get-payout-summary",
  "x-dropfans-agency-permission": "canViewStats"
}
```

---

Previous: [Send a test event](https://www.dropfans.io/developers/reference/test-webhook.md) · Next: [Payout history (paginated)](https://www.dropfans.io/developers/reference/list-payouts.md) · All pages: [llms.txt](https://www.dropfans.io/developers/llms.txt)
